Well, life still sucks but at different rates.
Even though I got more of a response from the rurdev office, my mom
can't co-sign for a loan because of her bankruptcy. Or any other loan
for at least 2 years afterwards. I got another envelope from the rurdev
office, but I haven't opened it. I'm not going to.
Erroneous stuff on my credit report is going to be excised, just as soon
as I can remember to do it and not fall asleep sitting around the house
on my days off. I hate my job, like what's new with that.
So at any rate, I've decided to not pursue getting a housing loan
anymore. My older sister instead found a HUD Repo property and the bank
needed only $20,000 on it.
The lady trying to buy my grandparents' house had her credit fall
through, and the lady who said she'd help her refused. So the house went
back on the market and at a higher price than before. Just as soon as
that happened, bam - we had 2 more couples look through it in the same
day. Good thing I had just cleaned up around here. Also had to give
Tinkerbell the boot. She's outside, but she had been peeing and pooping
on stuff in the basement. 2 days after that, I saw more of that and
blamed Griz. However, I'm going to work with Griz because he's a
sociable cat. We were going to get rid of Tink anyway before we moved.
However, the times she had gotten out when we were back in town, she
mainly stayed around the house or whatnot. This time she's clearly run
away for good. I haven't seen her in the 2 weeks since I let her run
away. I'm trying to feel sad about it, but I hope she's found another
home.
One of the 2 couples who saw the house 2 weeks ago put a $500 holder
thingy on it. The previous family didn't do that.
So the upshot of the whole thing: My sister buys the apartment building
that is/ was the HUD repo. We move in and she tries to charge us rent.
When the house sells, the loan on the repo is paid off, rendering any
"need" to charge rent moot. The property should be in my name anyway.
It's going to need some work before it's really ready, and we may have a
friend lined up to rent one of the other 2 apartments already. I don't
have a decent paying job that would let me pay rent and cover my bills
and I'd still be able to live, basically. I think we'll be moving later
this month.
My older sister says she may try to get more properties in this manner
and fix them up and turn them into housing that can be rented out to
people with subsidized rental vouchers from the government. She wishes
the place we'll be moving into was ready right now to help people
displaced by hurricanes. At least we get to keep our phone number, and
I'm taking the digital dish with us!
The other upshot of all this would be I'd be her building manager (aka
Kanrinnin) and therefore I'd get free rent for watching over the
properties. I'm still looking into getting another job, or a better
paying job altogether. I don't like the prospect of working without a
union contract, though.
It's been a year since I left that horrid restaurant. The abuse I
suffered at the hands of customers and bad management. Those corporate
jerk inspectors, too. Getting out of that place was perhaps the best and
worst thing that happened to me. I know what I'd like to see happen as
revenge and it would be perfectly legal and sweet. Heh!!
My friend who won the 2005 Monbusho research fellowship grant left for
Japan a few days ago. I see by his blog he's doing well. ^_^ I hope to
see him in Tokyo sometime next year, as well as a penpal or 2.
